PointsBrain rewards-leakage calculator

How much are you leaving on the table?

Pick the cards you hold — and add any card we don't list, from a secured starter card to an obscure credit-union one — plus roughly what you spend. We compare your one-card habit against the best card you already own for each category. No sign-up, no bank link.

Cards you hold
The card you usually swipe
Monthly spend (USD)
Do you carry a credit-card balance month to month?

Educational, not financial advice. Dollar figures use conservative floor point values over an issuer-verified card catalog — how we compute. Card terms change; verify with your issuer. No affiliate relationship influences any result.