Privacy Policy

Effective 2026-07-07. Updated 2026-10-08. Written in plain language on purpose — if anything here is unclear or looks wrong, please tell us.

What we collect

Tool inputs and share links

The wallet calculator, card duel, category leaderboard and transfer-bonus calculator compute in your browser. The Answer Engine sends your declared wallet card identifiers, balance-question answer and purchase details to our server to compute a result. Purchase details include the amount, category and any merchant, booking, portal or offer information you enter. Tool analytics described above are separate from that calculation.

A shared calculator link contains the selected cards and spending amounts in its URL; a shared duel link contains card identifiers. Anyone with the link can read those values, and opening it sends the URL to the site and its page-view analytics.

What we deliberately do not collect

Cookies and storage

Analytics uses browser storage (localStorage and a cookie) to tell returning visitors from new ones. Blocking it does not break the site.

Who we share data with

Service providers only, to run the site: PostHog (analytics and waitlist storage), Vercel (hosting), and Resend (the operator notification email when you sign up). We never sell personal data.

Removal and questions

Want your waitlist email deleted, or have a privacy question? Use our report form and include a reply address if you would like a response. A dedicated contact mailbox is coming with our own email domain.

Changes

If our collection practices change, this page is updated in the same release — the update date above reflects the current text.