Current transfer bonuses, all six programs
8 transfer bonuses are live across Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou, Capital One Miles, Bilt Rewards and Wells Fargo Rewards as of 2026-10-22; the next to end expires 2026-10-24. Official bonus pages sit behind member logins, so every entry is reported by multiple independent outlets, not issuer-verified — confirm terms in your account before transferring.
Live now (October 2026)
| Program | To | Bonus | Floor math per 1,000 points | Ends |
|---|---|---|---|---|
| Citi TYP | Japan Airlines Mileage Bank | 30% to Japan Airlines Mileage Bank at launch: the new standard 1:1 improves — premium-tier cards 1,000 TYP : 1,300 JAL miles, a rare above-par bonus; non-premium tier (incl. the base Strata, Double Cash and Custom Cash) 1,000 → 910 at the 0.7x tier, still below 1:1 | 1,300 Japan Airlines Mileage Bank points (no verified floor value) | 2026-10-24 |
| Citi TYP | Avianca LifeMiles | 25% to Avianca LifeMiles (1,000 TYP : 1,250 LifeMiles on premium ThankYou cards) | 1,250 points ≈ $16.25 at the 1.3¢ floor, vs $12.50 given up | 2026-10-24 |
| Amex MR | Aeromexico Rewards (Club Premier) | 20% to Aeromexico Rewards (the standing 1:1.6 improves to 1,000 MR : 1,920 Aeromexico points) | 1,920 Aeromexico Rewards (Club Premier) points (no verified floor value) | 2026-10-30 |
| Amex MR | Air France-KLM Flying Blue | 25% to Air France-KLM Flying Blue (standard 1:1 improves to 1,000 MR : 1,250 miles) | 1,250 points ≈ $16.25 at the 1.3¢ floor, vs $12.50 given up | 2026-10-31 |
| Capital One | British Airways Club | 20% to British Airways Club (standard 1:1 improves to 1,000 miles : 1,200 Avios) | 1,200 points ≈ $13.20 at the 1.1¢ floor, vs $12.50 given up | 2026-10-31 |
| Citi TYP | Qatar Airways Privilege Club | 15% to Qatar Airways Privilege Club at the smallest tier — a Qatar-side campaign tiered by Avios converted in a single transaction, awarded by Qatar Airways and not shown in Citi's transfer flow: 15% below 50,000 Avios (standard 1:1 improves to 1,000 TYP : 1,150 Avios on premium ThankYou cards), 25% at 50,000–99,999, 35% at 100,000+ | 1,150 Qatar Airways Privilege Club points (no verified floor value) | 2026-10-31 |
| Capital One | Virgin Red | 30% to Virgin Red (standard 1:1 improves to 1,000 miles : 1,300 Virgin points) | 1,300 Virgin Red points (no verified floor value) | 2026-11-20 |
| Amex MR | Marriott Bonvoy | 35% to Marriott Bonvoy (standard 1:1 improves to 1,000 MR : 1,350 Marriott Bonvoy points) | 1,350 points ≈ $9.86 at the 0.73¢ floor, vs $12.50 given up | 2026-12-10 |
- Citi TYP → Japan Airlines Mileage Bank: A rare above-par bonus on the premium tier: 1,300 JAL miles per 1,000 points at launch, on a partnership that began the same day the bonus did. Non-premium cards (the base Strata, Double Cash, Custom Cash) get 910 per 1,000 — still below 1:1. Brand-new JAL Mileage Bank accounts may face a waiting period before redeeming (reports disagree on its length). Bilt transfers to JAL at 1:1 with no bonus needed.
- Citi TYP → Avianca LifeMiles: Figures shown are the premium-tier rate: 1,250 LifeMiles per 1,000 points. Non-premium cards (the base Strata, Double Cash, Custom Cash) transfer to LifeMiles at 1:0.7, and no outlet has published a bonused non-premium figure — so none is shown here. Bonus miles are reported to be awarded by Citi and do not count toward LifeMiles elite status. Transfer only against a specific priced award — transfers are one-way and final.
- Amex MR → Aeromexico Rewards (Club Premier): The headline 1,920 points per 1,000 builds on the standard transfer ratio, but no independent floor valuation exists for Aeromexico points, so no dollar comparison is shown here. Aeromexico awards are reported to carry carrier-imposed surcharges, with costly changes and cancellations. The two sources tracking this bonus disagree on its end date (Oct 30 vs Oct 31) — do not wait until the last day. Transfer only against a specific priced award — transfers are one-way and final.
- Amex MR → Air France-KLM Flying Blue: The floor math lands above break-even: 1,250 Flying Blue miles at the 1.3¢ floor are $16.25, versus $12.50 for the 1,000 MR given up at their 1.25¢ floor. You must be enrolled in Flying Blue before transferring, and Flying Blue award pricing is dynamic — price the award first. Transfer only against a specific priced award — transfers are one-way and final.
- Capital One → British Airways Club: At 1:1.2 the floor math lands modestly above break-even: 1,200 Avios at the 1.1¢ floor are $13.20, versus $12.50 for the 1,000 Capital One miles given up at their 1.25¢ floor. Avios are reported to move freely between British Airways, Iberia, Finnair and Qatar Airways accounts, so the bonus effectively reaches those programs too. Transfer only against a specific priced award — transfers are one-way and final.
- Citi TYP → Qatar Airways Privilege Club: The figures shown are the smallest, guaranteed tier. This bonus is awarded by Qatar Airways, not Citi, and is tiered by Avios converted in a single transaction: 15% below 50,000 Avios, 25% from 50,000 to 99,999, and 35% at 100,000 or more — per transaction, not cumulative across the month. The bonus will not be shown in Citi’s transfer flow; bonus Avios are reported to post by Nov 30, 2026. No independent floor valuation exists for Qatar Avios, so no dollar comparison is shown here. Non-premium cards (the base Strata, Double Cash, Custom Cash) transfer at 1:0.7, and no outlet has published a bonused non-premium figure — so none is shown here. Transfer only against a specific priced award — transfers are one-way and final.
- Capital One → Virgin Red: Capital One lists Virgin Red — not Virgin Atlantic — as its partner, and the bonus is awarded on transfers into Virgin Red. Trackers headline it as a Virgin Atlantic Flying Club bonus because Virgin points are reported to become usable in Flying Club when the two Virgin accounts are linked; that onward route is reported, not issuer-verified. No independent floor valuation exists for Virgin Red points, so no dollar comparison is shown here (the Virgin Atlantic valuation is a different program and is not borrowed). Transfer only against a specific priced award — transfers are one-way and final.
- Amex MR → Marriott Bonvoy: Even with the 35% bonus the floor math lands below break-even: 1,350 Marriott Bonvoy points at the 0.73¢ floor are $9.86, versus $12.50 for the 1,000 MR given up at their 1.25¢ floor — the same value-destroying shape as the recent Amex→Hilton bonus. This is roughly half the 70% Chase→Marriott bonus that ended Oct 15, 2026. Useful at most to top off a Marriott account for a specific priced award — transfers are one-way and final.
- A transfer bonus is never a reason to move points speculatively. Transfers are one-way and final; move points only against a specific award you are booking now, at or above the currency's floor value.
- Ratios, minimums and sourcing for each program are on its page: Chase UR · Amex MR · Capital One · Citi TYP · Bilt · Wells Fargo, or see every partner and ratio in one table.
Transfer bonus calculator
Pick a live bonus and an amount: points received with and without the bonus, and both sides of the trade in dollars at documented floor values — the same math as the table above, scaled to your transfer.
Recently ended
Expired bonuses stay listed here so a stale headline elsewhere doesn't send you hunting for a bonus that is already gone. End dates are the recorded promotion windows.
| Program | To | Bonus | Ended |
|---|---|---|---|
| Chase UR | Marriott Bonvoy | 70% (1,000 UR : 1,700 Bonvoy) — the highest rate recorded for this pair (AwardWallet: matches the historical high), yet floor math still landed marginally below par: 1,700 Bonvoy at the 0.73¢ RRV floor are $12.41 vs $12.50 for the 1,000 UR given up at the 1.25¢ UR floor | 2026-10-15 |
| Amex MR | Hilton Honors | 30% to Hilton Honors (standard 1:2 improved to 1,000 MR : 2,600 Hilton) — but in floor terms the transfer destroyed value even with the bonus: 2,600 Hilton points at the 0.35¢ floor are $9.10 vs $12.50 for the 1,000 MR given up at its 1.25¢ floor | 2026-10-14 |
| Bilt | Hilton Honors | Rent Day: up to 200% to Hilton Honors, tiered by Bilt status — Blue 75% / Gold 150% / Platinum 175%, Platinum buy-up to 200% via $200 Bilt Cash; 100,000-point cap per program; paired with an Amtrak Guest Rewards leg up to 125% (Amtrak is not on this catalog's verified Bilt roster — see bonusPatternNote) | 2026-10-01 |
| Chase UR | Air Canada Aeroplan | 20% (1,000 UR : 1,200 Aeroplan) — above par in points terms; stacked with the standing 10% Chase Aeroplan cardholder bonus (single transfers of 50,000+ UR, capped at 25,000 bonus Aeroplan points per calendar year) for up to 30% for that cardholder subset | 2026-09-30 |
| Capital One | Japan Airlines Mileage Bank | 30% to Japan Airlines Mileage Bank (standard 2:1.5 improved to an effective 1,000 miles : 975 JAL — still below 1:1 even with the bonus) | 2026-09-30 |
| Amex MR | British Airways Club (Avios) | 30% to British Airways Club (1,000 MR : 1,300 Avios — above par) | 2026-09-27 |
| Amex MR | Iberia Club (Avios) | 30% to Iberia Club (1,000 MR : 1,300 Avios — above par) | 2026-09-27 |
| Amex MR | Aer Lingus AerClub | 30% to Aer Lingus AerClub (1,000 MR : 1,300 Avios — above par) | 2026-09-27 |
| Citi TYP | Leading Hotels of the World (Leaders Club) | 25% to Leading Hotels of the World Leaders Club (standard 5:1 improved to 4:1 — premium-tier 1,000 TYP → 250 Leaders Club points; non-premium tier incl. the base Strata, Double Cash and Custom Cash 1,000 → 175) | 2026-09-19 |
| Bilt | Virgin Atlantic Flying Club | Rent Day: up to 100% to Virgin Atlantic Flying Club, tiered by Bilt status — Blue 25% / Silver 35% / Gold 45% / Platinum 75%, Platinum buy-up to 100% via $200 Bilt Cash; 150,000-point cap | 2026-09-01 |
| Bilt | Virgin Red | Rent Day: the same up-to-100% status-tiered bonus applied to Virgin Red transfers | 2026-09-01 |
| Chase UR | IHG One Rewards | 70% (1,000 UR : 1,700 IHG) — final tier of a stepped promo; the introductory 100% tier (1,000 UR : 2,000 IHG) ran 2026-07-15 through 2026-07-30 | 2026-08-31 |
- Bilt's own bonuses run on Rent Day — the 1st of each month — as roughly one-day windows, often tiered by status and capped. If you see one listed live above on the 1st, it will be gone by the 2nd.
How this list is maintained
Every entry comes from the PointsBrain transfer facts catalog (v0.29), where each bonus carries its recorded window, the independent outlets that corroborate it, and the date we checked. Bonuses drop off the live table automatically after their recorded end date. No affiliate relationship influences what is listed — see methodology and disclosure.
Before you transfer
What a point is worth
Floor and aspirational values for every currency, with the reasoning shown.
Duel two cards
Your spend, any two cards, per-category winners, fees netted.
Best card by category
Every catalogued card ranked by math on a reference spend — no payouts in the ranking.
Current transfer bonuses
Every live bonus across the six programs, with the floor math on each.
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