Transfer partners / Citi TYP
Citi ThankYou Rewards transfer partners
Citi ThankYou Rewards transfers to 20 partners (15 airlines, 5 hotels), mostly at 1:1 (5 partners at other ratios), in 1,000-point increments. Transfers are one-way and final. Ratios shown are for premium ThankYou cards; non-premium cards (including the base Strata, Double Cash and Custom Cash) transfer at reduced ratios. Verified 2026-09-20.
Cards that can transfer
Citi Strata Premier · Citi Strata Card · Citi Double Cash · Citi Custom Cash
Three of the four Citi cards we catalog — the base Strata, Double Cash and Custom Cash — are non-premium ThankYou cards: they transfer at 0.7× the premium ratios (the non-premium column below). Only Strata Elite, Strata Premier and the closed Prestige get the full ratios. That includes American AAdvantage: long reported as premium-only, but open to no-annual-fee ThankYou cards at 1:0.7 since Aug 25, 2025.
Transfer bonus live now
30% to Japan Airlines Mileage Bank at launch: the new standard 1:1 improves — premium-tier cards 1,000 TYP : 1,300 JAL miles, a rare above-par bonus; non-premium tier (incl. the base Strata, Double Cash and Custom Cash) 1,000 → 910 at the 0.7x tier, still below 1:1 — ends 2026-10-24.
To Japan Airlines Mileage Bank. Recorded 2026-09-20; reported by multiple independent outlets, not issuer-verified (the bonus's official page sits behind a member login) — confirm the terms with the program running the bonus before transferring.
A rare above-par bonus on the premium tier: 1,300 JAL miles per 1,000 points at launch, on a partnership that began the same day the bonus did. Non-premium cards (the base Strata, Double Cash, Custom Cash) get 910 per 1,000 — still below 1:1. Brand-new JAL Mileage Bank accounts may face a waiting period before redeeming (reports disagree on its length). Bilt transfers to JAL at 1:1 with no bonus needed.
25% to Avianca LifeMiles (1,000 TYP : 1,250 LifeMiles on premium ThankYou cards) — ends 2026-10-24.
To Avianca LifeMiles. Recorded 2026-09-21; reported by multiple independent outlets, not issuer-verified (the bonus's official page sits behind a member login) — confirm the terms with the program running the bonus before transferring.
Figures shown are the premium-tier rate: 1,250 LifeMiles per 1,000 points. Non-premium cards (the base Strata, Double Cash, Custom Cash) transfer to LifeMiles at 1:0.7, and no outlet has published a bonused non-premium figure — so none is shown here. Bonus miles are reported to be awarded by Citi and do not count toward LifeMiles elite status. Transfer only against a specific priced award — transfers are one-way and final.
15% to Qatar Airways Privilege Club at the smallest tier — a Qatar-side campaign tiered by Avios converted in a single transaction, awarded by Qatar Airways and not shown in Citi's transfer flow: 15% below 50,000 Avios (standard 1:1 improves to 1,000 TYP : 1,150 Avios on premium ThankYou cards), 25% at 50,000–99,999, 35% at 100,000+ — ends 2026-10-31.
To Qatar Airways Privilege Club. Recorded 2026-10-03; reported by multiple independent outlets, not issuer-verified (the bonus's official page sits behind a member login) — confirm the terms with the program running the bonus before transferring.
The figures shown are the smallest, guaranteed tier. This bonus is awarded by Qatar Airways, not Citi, and is tiered by Avios converted in a single transaction: 15% below 50,000 Avios, 25% from 50,000 to 99,999, and 35% at 100,000 or more — per transaction, not cumulative across the month. The bonus will not be shown in Citi’s transfer flow; bonus Avios are reported to post by Nov 30, 2026. No independent floor valuation exists for Qatar Avios, so no dollar comparison is shown here. Non-premium cards (the base Strata, Double Cash, Custom Cash) transfer at 1:0.7, and no outlet has published a bonused non-premium figure — so none is shown here. Transfer only against a specific priced award — transfers are one-way and final.
- A transfer bonus is never a reason to move points speculatively: transfers are one-way and final. Move points only against a specific award you are booking now, priced at or above the currency's floor value.
All 20 partners (15 airlines, 5 hotels)
Ratios read points-in : partner-points-out; the third column is what 1,000 points become. Verified 2026-09-20, catalog v0.29.
| Airlines | Ratio (premium tier) | 1,000 pts → | Reported time | Non-premium · per 1,000 | Notes |
|---|---|---|---|---|---|
| Air France-KLM Flying Blue | 1:1 | 1,000 | instant | 1:0.7 · 700 | |
| American Airlines AAdvantage | 1:1 | 1,000 | instant | 1:0.7 · 700 | The only major transferable bank currency with an American AAdvantage partnership. Non-premium access was long reported as premium-only by major guides, but Citi opened AA to no-annual-fee ThankYou cards at 1:0.7 on Aug 25, 2025 — confirmed across three outlets and Citi’s own Strata page (stale premium-only rows persist in some guides). |
| Avianca LifeMiles | 1:1 · bonus | 1,000 | instant | 1:0.7 · 700 | Transfer bonus active through Oct 24, 2026 — see current bonuses below. |
| Cathay (Asia Miles) | 1:1 | 1,000 | instant | 1:0.7 · 700 | 1:1 here versus 5:4 at Amex — the better door into Asia Miles. |
| Emirates Skywards | 1:0.8 | 800 | instant | 1:0.56 · 560 | |
| Etihad Guest | 1:1 | 1,000 | instant to ~1 hr (trackers disagree) | 1:0.7 · 700 | Still a Citi partner (Amex dropped Etihad on Jun 30, 2026). |
| EVA Air Infinity MileageLands | 1:1 | 1,000 | instant vs ~1–2 days (trackers conflict) | 1:0.7 · 700 | 1:1 here versus 4:3 at Capital One. |
| Japan Airlines Mileage Bank | 1:1 · bonus | 1,000 | — | 1:0.7 · 700 | The newest partner, added Sep 20, 2026 — the third program here to reach JAL (Bilt at 1:1, Capital One at 4:3). Transfer bonus active — see current bonuses below. |
| JetBlue TrueBlue | 1:1 | 1,000 | instant | 1:0.7 · 700 | The closed ThankYou Mastercard lost JetBlue access on Sep 20, 2026; currently offered ThankYou cards keep it. |
| Qantas Frequent Flyer | 1:1 | 1,000 | instant vs ~1 day (trackers conflict) | 1:0.7 · 700 | |
| Qatar Airways Privilege Club | 1:1 · bonus | 1,000 | ~1–2 days (trackers disagree) | 1:0.7 · 700 | Earns Avios — this roster's only Avios-earning partner. Aer Lingus itself is not a Citi partner, despite appearing on one tracker. Transfer bonus active through Oct 31, 2026 — see current bonuses below. |
| Singapore Airlines KrisFlyer | 1:1 | 1,000 | ~1–2 days (trackers disagree) | 1:0.7 · 700 | |
| Thai Airways Royal Orchid Plus | 1:1 | 1,000 | ~3–7 days | 1:0.7 · 700 | |
| Turkish Airlines Miles&Smiles | 1:1 | 1,000 | instant vs ~12–24 hrs (trackers conflict) | 1:0.7 · 700 | |
| Virgin Atlantic Flying Club | 1:1 | 1,000 | instant | 1:0.7 · 700 |
| Hotels | Ratio (premium tier) | 1,000 pts → | Reported time | Non-premium · per 1,000 | Notes |
|---|---|---|---|---|---|
| ALL - Accor Live Limitless | 2:1 | 500 | instant vs ~2 days (trackers conflict) | 1:0.35 · 350 | |
| Choice Privileges | 1:1.5 | 1,500 | instant | 1:1.05 · 1,050 | Devalued from 1:2 to 1:1.5 effective Apr 19, 2026. Guides quoting non-premium at 1:1.4 are applying the pre-devaluation base; 0.7 × the current ratio is 1:1.05. |
| Leading Hotels of the World (Leaders Club) | 5:1 | 200 | instant | 1:0.14 · 140 | |
| Preferred Hotels & Resorts (I Prefer) | 1:2 | 2,000 | instant (one tracker) | 1:1.4 · 1,400 | One report prints non-premium at 1:2.8 — that would beat the premium ratio, which is implausible; 1:1.4 (0.7 × 2) is used. |
| Wyndham Rewards | 1:1 | 1,000 | instant vs ~1 day (trackers conflict) | 1:0.7 · 700 | Program-side devaluation: Wyndham moved to a four-tier free-night chart on Sep 15, 2026 (5,000 / 15,000 / 30,000 / 45,000 points; previously 7,500 / 15,000 / 30,000) — top-tier hotels now cost 50% more points, while the cheapest tier dropped a third. Transfer ratios are unchanged. Reported; Wyndham’s own FAQ still showed the old chart when checked Oct 6, 2026. |
- Citi TYP publishes no transfer-processing times, so the reported times are community measurements from the two independent trackers that publish per-partner tables (Frequent Miler and Upgraded Points), checked Sep 3, 2026. Frequent Miler credits AwardWallet's community data for many of its Citi rows, so those two columns are not fully independent — AwardWallet's own measured table was therefore checked as a third column, and a row shows a conflict wherever any source diverges (Accor: both trackers print instant while AwardWallet's measurements say ~2 days). Upgraded Points prints "almost instantly" on most of its rows without naming a source. Where the trackers disagree, the table says so instead of picking a side. A reported time is not a guarantee — never rely on a fast transfer for a same-day award booking.
Common questions
Which cards can transfer Citi TYP points to partners?
Citi Strata Premier, Citi Strata Card, Citi Double Cash, Citi Custom Cash.
What is the minimum Citi TYP transfer?
1,000 points, moved in 1,000-point increments. See the fine print below for partner-specific exceptions.
Can I reverse a Citi TYP transfer?
No. Transfers to travel partners are one-way and final — once points land in the partner program they cannot come back. Transfer only against a specific award you are booking now.
How many transfer partners does Citi ThankYou Rewards have?
20 (15 airlines, 5 hotels) as of 2026-09-20, mostly at 1:1. The full table above lists every partner with its exact ratio.
How long do Citi TYP transfers take?
Citi TYP publishes no processing times, so the only data is community-measured (two independent trackers, checked Sep 3, 2026). 10 of 20 partners are reported instant; the slowest reports are EVA Air Infinity MileageLands (instant vs ~1–2 days — the trackers conflict) and Qantas Frequent Flyer (instant vs ~1 day — the trackers conflict) and Qatar Airways Privilege Club (~1–2 days — the trackers disagree) and Singapore Airlines KrisFlyer (~1–2 days — the trackers disagree) and Thai Airways Royal Orchid Plus (~3–7 days) and ALL - Accor Live Limitless (instant vs ~2 days — the trackers conflict) and Wyndham Rewards (instant vs ~1 day — the trackers conflict). Treat every time as reported, not guaranteed — never rely on a fast transfer for a same-day booking.
No longer true (what stale guides still say)
- Aeromexico was removed as a ThankYou partner effective Jan 25, 2026. Several major guides still carry a stale Aeromexico row — it is not a partner.
- Aer Lingus is not a direct ThankYou partner (one tracker lists it, likely Avios-family confusion). Avios is reachable via Qatar Privilege Club instead.
- Choice Privileges devalued from 1:2 to 1:1.5 on Apr 19, 2026 — guides still printing 1:2 are out of date, and non-premium figures of 1:1.4 compound the same stale base (0.7 × the current ratio is 1:1.05).
Fine print that changes the math
- Minimum 1,000 points, in 1,000-point increments (reported — Citi’s partner page sits behind a login).
- Two-tier ratios: premium ThankYou cards (Strata Elite, Strata Premier, Prestige) get the full ratios shown; every other ThankYou card — including the base Strata, Double Cash and Custom Cash — transfers at 0.7× the premium ratio (the non-premium column). Non-premium access to nearly the full roster is itself new, reported June 26, 2026; before that, only Choice, JetBlue and Wyndham were reachable.
- The closed ThankYou Mastercard lost JetBlue transfers on Sep 20, 2026; other ThankYou cards are unaffected.
Where these facts come from
Citi publishes no publicly reachable ratio table (the ThankYou partner page requires a login), so the roster and ratios are the consensus of four independent outlets — reported, not issuer-verified — most recently re-corroborated Aug 7, 2026, with Japan Airlines added Sep 20, 2026 on launch-day coverage from four outlets. Non-premium ratios follow the 0.7× rule reported across outlets; the per-partner non-premium table comes from the one guide that publishes it in full. Roster source: thankyou.com, verified 2026-09-20. Card terms change constantly — confirm with the issuer before acting. How we verify facts.
Before you transfer
We value Citi TYP points at a 1.25¢ floor — $12.50 per 1,000 points — so a transfer only makes sense against a specific award that beats that in dollars.
What a point is worth
Floor and aspirational values for every currency, with the reasoning shown.
Duel two cards
Your spend, any two cards, per-category winners, fees netted.
Best card by category
Every catalogued card ranked by math on a reference spend — no payouts in the ranking.
Current transfer bonuses
Every live bonus across the six programs, with the floor math on each.
The full answer engine is in the works
Card-linked offers, shopping portals, transfer windows, and a missed-rewards audit — one answer at every purchase. Leave your email and we'll write when there's something real to try. No spam, no selling your address.
The other programs
Chase Ultimate Rewards
14 partners · standard 1:1 · verified 2026-08-28
American Express Membership Rewards
20 partners · standard 1:1 · verified 2026-08-30
Capital One Miles
22 partners · standard 1:1 · verified 2026-08-21
Bilt Rewards (Bilt Points)
25 partners · standard 1:1 · verified 2026-09-04
Wells Fargo Rewards
11 partners · standard 1:1 · verified 2026-09-05
All programs, one table
The cross-program matrix: which currency reaches which partner, side by side.