Transfer partners / Chase UR
Chase Ultimate Rewards transfer partners
Chase Ultimate Rewards transfers to 14 partners (10 airlines, 4 hotels), mostly at 1:1 (1 partner at a different ratio), in 1,000-point increments. Transfers are one-way and final. Verified 2026-08-28.
Cards that can transfer
Chase Sapphire Preferred · Chase Sapphire Reserve · Chase Ink Business Preferred — the only three cards Chase names as able to transfer to partners; Freedom-family cards are not on the list.
All 14 partners (10 airlines, 4 hotels)
Ratios read points-in : partner-points-out; the third column is what 1,000 points become. Verified 2026-08-28, catalog v0.29.
| Airlines | Ratio | 1,000 pts → | Reported time | Notes |
|---|---|---|---|---|
| Aer Lingus AerClub | 1:1 | 1,000 | instant | |
| Air Canada Aeroplan | 1:1 | 1,000 | instant | |
| Air France-KLM Flying Blue | 1:1 | 1,000 | instant to ~1 hr (trackers disagree) | |
| British Airways Club | 1:1 | 1,000 | instant | |
| Iberia Club | 1:1 | 1,000 | instant | |
| JetBlue TrueBlue | 1:1 | 1,000 | instant | |
| Singapore Airlines KrisFlyer | 1:1 | 1,000 | ~1–2 days | |
| Southwest Rapid Rewards | 1:1 | 1,000 | instant | |
| United MileagePlus | 1:1 | 1,000 | instant | |
| Virgin Atlantic Flying Club | 1:1 | 1,000 | instant |
| Hotels | Ratio | 1,000 pts → | Reported time | Notes |
|---|---|---|---|---|
| IHG One Rewards | 1:1 | 1,000 | ~4 hrs to ~1 day (trackers disagree) | |
| Marriott Bonvoy | 1:1 | 1,000 | 1–2 days | |
| World of Hyatt | 4:3 | 750 | instant | Devalued (announced Jun 15, 2026; fully effective Oct 1, 2026): Sapphire Preferred transfers at 4:3 — the 1:1 grandfathering for accounts opened before Jun 15, 2026 ended Sep 30, 2026 — and Ink Business Preferred moved to 4:3 on Oct 1, 2026. |
| Wyndham Rewards | 1:1 | 1,000 | instant vs 1–7 business days (trackers conflict) | Program-side devaluation: Wyndham moved to a four-tier free-night chart on Sep 15, 2026 (5,000 / 15,000 / 30,000 / 45,000 points; previously 7,500 / 15,000 / 30,000) — top-tier hotels now cost 50% more points, while the cheapest tier dropped a third. Transfer ratios are unchanged. Reported; Wyndham’s own FAQ still showed the old chart when checked Oct 6, 2026. |
- Chase UR's own guidance says only "Most point transfers process by the next business day, but may take up to 7 business days" — program-wide, with no per-partner breakdown. The per-partner times are community measurements from the two independent trackers that publish per-partner tables (Frequent Miler and Upgraded Points), checked Aug 28, 2026. Where the trackers disagree, the table says so instead of picking a side. A reported time is not a guarantee — never rely on a fast transfer for a same-day award booking.
Common questions
Which cards can transfer Chase UR points to partners?
Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Business Preferred. These are the only three cards Chase names as able to transfer; Freedom-family cards cannot.
What is the minimum Chase UR transfer?
1,000 points, moved in 1,000-point increments. See the fine print below for partner-specific exceptions.
Can I reverse a Chase UR transfer?
No. Transfers to travel partners are one-way and final — once points land in the partner program they cannot come back. Transfer only against a specific award you are booking now.
How many transfer partners does Chase Ultimate Rewards have?
14 (10 airlines, 4 hotels) as of 2026-08-28, mostly at 1:1. The full table above lists every partner with its exact ratio.
How long do Chase UR transfers take?
Chase UR says only "Most point transfers process by the next business day, but may take up to 7 business days" — program-wide, so per-partner data is community-measured (two independent trackers, checked Aug 28, 2026). 9 of 14 partners are reported instant by both trackers; the slowest reports are Singapore Airlines KrisFlyer (~1–2 days) and IHG One Rewards (~4 hrs to ~1 day — the trackers disagree) and Marriott Bonvoy (1–2 days) and Wyndham Rewards (instant vs 1–7 business days — the trackers conflict). Treat every time as reported, not guaranteed — never rely on a fast transfer for a same-day booking.
Fine print that changes the math
- Transfers move in 1,000-point increments and are final — Chase: “point transfers to travel partners are final.”
- Only Sapphire Preferred, Sapphire Reserve and Ink Business Preferred can transfer points to partners, per Chase’s education page.
Where these facts come from
Partner roster and the 1:1 standard ratio are primary-sourced from Chase’s transfer-education page and the Sapphire Preferred page. The World of Hyatt ratio change comes from Chase’s own pages and press release. Roster source: chase.com, verified 2026-08-28. Card terms change constantly — confirm with the issuer before acting. How we verify facts.
Before you transfer
We value Chase UR points at a 1.25¢ floor — $12.50 per 1,000 points — so a transfer only makes sense against a specific award that beats that in dollars.
What a point is worth
Floor and aspirational values for every currency, with the reasoning shown.
Duel two cards
Your spend, any two cards, per-category winners, fees netted.
Best card by category
Every catalogued card ranked by math on a reference spend — no payouts in the ranking.
Current transfer bonuses
Every live bonus across the six programs, with the floor math on each.
The full answer engine is in the works
Card-linked offers, shopping portals, transfer windows, and a missed-rewards audit — one answer at every purchase. Leave your email and we'll write when there's something real to try. No spam, no selling your address.
The other programs
American Express Membership Rewards
20 partners · standard 1:1 · verified 2026-08-30
Capital One Miles
22 partners · standard 1:1 · verified 2026-08-21
Citi ThankYou Rewards
20 partners · standard 1:1 · verified 2026-09-20
Bilt Rewards (Bilt Points)
25 partners · standard 1:1 · verified 2026-09-04
Wells Fargo Rewards
11 partners · standard 1:1 · verified 2026-09-05
All programs, one table
The cross-program matrix: which currency reaches which partner, side by side.