Transfer partners / Amex MR
American Express Membership Rewards transfer partners
American Express Membership Rewards transfers to 20 partners (16 airlines, 4 hotels), mostly at 1:1 (6 partners at other ratios), in 1,000-point increments. Transfers are one-way and final. Verified 2026-08-30.
Cards that can transfer
American Express Gold · American Express Platinum · American Express Blue Business Plus
Transfer bonus live now
25% to Air France-KLM Flying Blue (standard 1:1 improves to 1,000 MR : 1,250 miles) — ends 2026-10-31.
To Air France-KLM Flying Blue. Recorded 2026-10-02; reported by multiple independent outlets, not issuer-verified (the bonus's official page sits behind a member login) — confirm the terms with the program running the bonus before transferring.
The floor math lands above break-even: 1,250 Flying Blue miles at the 1.3¢ floor are $16.25, versus $12.50 for the 1,000 MR given up at their 1.25¢ floor. You must be enrolled in Flying Blue before transferring, and Flying Blue award pricing is dynamic — price the award first. Transfer only against a specific priced award — transfers are one-way and final.
20% to Aeromexico Rewards (the standing 1:1.6 improves to 1,000 MR : 1,920 Aeromexico points) — ends 2026-10-30.
To Aeromexico Rewards (Club Premier). Recorded 2026-10-02; reported by multiple independent outlets, not issuer-verified (the bonus's official page sits behind a member login) — confirm the terms with the program running the bonus before transferring.
The headline 1,920 points per 1,000 builds on the standard transfer ratio, but no independent floor valuation exists for Aeromexico points, so no dollar comparison is shown here. Aeromexico awards are reported to carry carrier-imposed surcharges, with costly changes and cancellations. The two sources tracking this bonus disagree on its end date (Oct 30 vs Oct 31) — do not wait until the last day. Transfer only against a specific priced award — transfers are one-way and final.
35% to Marriott Bonvoy (standard 1:1 improves to 1,000 MR : 1,350 Marriott Bonvoy points) — ends 2026-12-10.
To Marriott Bonvoy. Recorded 2026-10-21; reported by multiple independent outlets, not issuer-verified (the bonus's official page sits behind a member login) — confirm the terms with the program running the bonus before transferring.
Even with the 35% bonus the floor math lands below break-even: 1,350 Marriott Bonvoy points at the 0.73¢ floor are $9.86, versus $12.50 for the 1,000 MR given up at their 1.25¢ floor — the same value-destroying shape as the recent Amex→Hilton bonus. This is roughly half the 70% Chase→Marriott bonus that ended Oct 15, 2026. Useful at most to top off a Marriott account for a specific priced award — transfers are one-way and final.
- A transfer bonus is never a reason to move points speculatively: transfers are one-way and final. Move points only against a specific award you are booking now, priced at or above the currency's floor value.
All 20 partners (16 airlines, 4 hotels)
Ratios read points-in : partner-points-out; the third column is what 1,000 points become. Verified 2026-08-30, catalog v0.29.
| Airlines | Ratio | 1,000 pts → | Reported time | Notes |
|---|---|---|---|---|
| Aer Lingus AerClub | 1:1 | 1,000 | instant (one tracker) | |
| Aeromexico Rewards (Club Premier) | 1:1.6 · bonus | 1,600 | instant (one tracker) | Transfer bonus active — see current bonuses below. |
| Air Canada Aeroplan | 1:1 | 1,000 | instant (one tracker) | |
| Air France-KLM Flying Blue | 1:1 · bonus | 1,000 | instant (one tracker) | Transfer bonus active through Oct 31, 2026 — see current bonuses below. |
| ANA Mileage Club | 1:1 | 1,000 | ~1–4 days (trackers disagree) | The roster’s slow outlier: reported at ~1–4 days depending on the tracker — never a last-minute booking play. |
| Avianca LifeMiles | 1:1 | 1,000 | instant vs ~3 days (trackers conflict) | |
| British Airways Club (Avios) | 1:1 | 1,000 | instant (one tracker) | |
| Cathay Pacific (Asia Miles) | 5:4 | 800 | ~4–8 hrs (one tracker) | |
| Delta SkyMiles | 1:1 | 1,000 | instant (one tracker) | U.S. airline: excise-tax offset fee applies ($0.0006/pt, max $99). |
| Emirates Skywards | 5:4 | 800 | instant (one tracker) | |
| Iberia Club (Avios) | 1:1 | 1,000 | ~12–24 hrs (one tracker) | |
| JetBlue TrueBlue | 250:200 | 800 | instant (one tracker) | 250-point minimum and increments; U.S. airline, so the excise-tax offset fee applies. |
| Qantas Frequent Flyer | 1:1 | 1,000 | instant (one tracker) | 500-point minimum (reported). |
| Qatar Airways Privilege Club (Avios) | 1:1 | 1,000 | ~12–24 hrs (one tracker) | |
| Singapore Airlines KrisFlyer | 1:1 | 1,000 | ~12–24 hrs (one tracker) | |
| Virgin Atlantic Flying Club | 1:1 | 1,000 | instant (one tracker) |
| Hotels | Ratio | 1,000 pts → | Reported time | Notes |
|---|---|---|---|---|
| Choice Privileges | 1:1 | 1,000 | instant (one tracker) | |
| Hilton Honors | 1:2 | 2,000 | instant vs ~1 day (trackers conflict) | 1:2 looks generous, but a Hilton point is worth far less than an MR point — compare in dollars, not point counts. |
| Leading Hotels of the World (Leaders Club) | 4:1 | 250 | ~3 days (one tracker) | Added to this catalog Aug 30, 2026 — it was not on the tracker roster consensus when last verified Jul 17, 2026. Citi also reaches Leaders Club, at 5:1 standard. |
| Marriott Bonvoy | 1:1 · bonus | 1,000 | instant (one tracker) | Transfer bonus active through Dec 10, 2026 — see current bonuses below. |
- Amex MR's own guidance says only "Typically, it takes 48 hours to process the transfer but some programs delay posting points to your partner loyalty account" — program-wide, with no per-partner breakdown. The per-partner times are community measurements from the two independent trackers that publish per-partner tables (Frequent Miler and Upgraded Points), checked Aug 30, 2026. One tracker's Amex table prints the issuer's own 48-hour estimate for most partners rather than a measured time, so most rows show the single community-measured source (Frequent Miler, crediting AwardWallet's community data) marked "(one tracker)"; rows where both sources report independently show both. Where the trackers disagree, the table says so instead of picking a side. A reported time is not a guarantee — never rely on a fast transfer for a same-day award booking.
Common questions
Which cards can transfer Amex MR points to partners?
American Express Gold, American Express Platinum, American Express Blue Business Plus.
What is the minimum Amex MR transfer?
1,000 points, moved in 1,000-point increments. See the fine print below for partner-specific exceptions.
Can I reverse a Amex MR transfer?
No. Transfers to travel partners are one-way and final — once points land in the partner program they cannot come back. Transfer only against a specific award you are booking now.
How many transfer partners does American Express Membership Rewards have?
20 (16 airlines, 4 hotels) as of 2026-08-30, mostly at 1:1. The full table above lists every partner with its exact ratio.
How long do Amex MR transfers take?
Amex MR says only "Typically, it takes 48 hours to process the transfer but some programs delay posting points to your partner loyalty account" — program-wide, so per-partner data is community-measured (two independent trackers, checked Aug 30, 2026). 12 of 20 partners are reported instant; the slowest reports are ANA Mileage Club (~1–4 days — the trackers disagree) and Avianca LifeMiles (instant vs ~3 days — the trackers conflict) and Hilton Honors (instant vs ~1 day — the trackers conflict) and Leading Hotels of the World (Leaders Club) (~3 days — one tracker). Treat every time as reported, not guaranteed — never rely on a fast transfer for a same-day booking.
No longer true (what stale guides still say)
- Etihad Guest was removed as a partner on 2026-06-30. Guides still listing it are out of date.
- Finnair is not a direct Amex partner — one guide lists it “via BA”, an onward booking route through British Airways Avios, not an Amex transfer. The same page routes IHG “via Virgin Atlantic”; neither appears on the 20-partner roster the other trackers agree on.
Fine print that changes the math
- Minimum 1,000 points, in multiples of 1,000 — with reported exceptions: JetBlue moves in 250-point increments, Qantas from 500 points.
- U.S. airline transfers (Delta, JetBlue) carry an excise-tax offset fee of $0.0006 per point, capped at $99 (MR program terms).
- Transfers are irreversible — “Once you transfer points, the transfer cannot be reversed” (MR program terms). Amex’s own estimate is that a transfer “typically” takes 48 hours to process; community data reports most partners landing instant, with ANA the slow outlier at ~1–4 days.
Where these facts come from
Program terms — minimums, the excise fee, irreversibility, the 48-hour processing estimate — are primary-sourced from the August 2026 Membership Rewards program-terms PDF (Amex rotates the PDF’s URL; the link below points at the current one). Amex publishes no public per-partner ratio table (it sits behind the account login), so the roster and ratios are the consensus of three independent outlets and are reported, not issuer-verified. Roster source: americanexpress.com, verified 2026-08-30. Card terms change constantly — confirm with the issuer before acting. How we verify facts.
Before you transfer
We value Amex MR points at a 1.25¢ floor — $12.50 per 1,000 points — so a transfer only makes sense against a specific award that beats that in dollars.
What a point is worth
Floor and aspirational values for every currency, with the reasoning shown.
Duel two cards
Your spend, any two cards, per-category winners, fees netted.
Best card by category
Every catalogued card ranked by math on a reference spend — no payouts in the ranking.
Current transfer bonuses
Every live bonus across the six programs, with the floor math on each.
The full answer engine is in the works
Card-linked offers, shopping portals, transfer windows, and a missed-rewards audit — one answer at every purchase. Leave your email and we'll write when there's something real to try. No spam, no selling your address.
The other programs
Chase Ultimate Rewards
14 partners · standard 1:1 · verified 2026-08-28
Capital One Miles
22 partners · standard 1:1 · verified 2026-08-21
Citi ThankYou Rewards
20 partners · standard 1:1 · verified 2026-09-20
Bilt Rewards (Bilt Points)
25 partners · standard 1:1 · verified 2026-09-04
Wells Fargo Rewards
11 partners · standard 1:1 · verified 2026-09-05
All programs, one table
The cross-program matrix: which currency reaches which partner, side by side.